Coverage Analysis & EUO’s
Expert Insurance Coverage Analysis and EUOs Provided
Insurers rely on Burton Kelley for precise coverage analysis and strategic claim handling guidance.
Based in San Diego, our attorneys possess extensive experience, having authored thousands of detailed coverage opinions for carriers.
We specialize in interpreting residential property and commercial policies, addressing critical issues such as the duty to defend, the application of specific exclusions, and other unique or complex coverage questions. Furthermore, our lawyers are highly proficient in conducting Examinations Under Oath (EUOs), having skillfully managed hundreds as part of the claim investigation process.
Following each EUO, we provide carriers with comprehensive assessments and clear, actionable recommendations to support informed claim handling decisions and facilitate appropriate resolution. Trust Burton Kelley for clarity in complex coverage matters.


Our Approach
In-Depth Coverage Analysis
We meticulously analyze policies and claim facts for clear, comprehensive coverage opinions.
Skilled EUO Execution
We skillfully conduct Examinations Under Oath (EUOs) to gather critical claim information.
Actionable Recommendations
We provide insightful assessments and actionable recommendations guiding insurer claim handling decisions.
Frequently Asked Questions
What does Burton Kelley's Coverage Analysis service involve?
Our attorneys provide detailed written opinions analyzing insurance policy terms against presented claim facts to determine the extent of coverage, focusing on key issues like the duty to defend and the applicability of exclusions.
What types of insurance policies do you most commonly analyze?
We frequently analyze coverage under residential property and various commercial policies, but our expertise allows us to address complex coverage questions across multiple insurance lines.
What is the primary purpose of an Examination Under Oath (EUO)?
An EUO is a formal proceeding outlined in many policies, allowing the insurer’s counsel to question the insured under oath. It serves to gather detailed information crucial for investigating the claim facts and determining coverage accurately.
How experienced is Burton Kelley in conducting EUOs?
Our lawyers have successfully conducted hundreds of EUOs across California. We possess significant skill in eliciting necessary information during the claims process while fully complying with legal standards and treating insureds professionally.
What follow-up does Burton Kelley provide after conducting an EUO?
Post-EUO, we provide the carrier with a thorough summary and assessment of the testimony obtained. We offer clear recommendations regarding the next steps in claim handling and outline supportable coverage positions.
Why should insurers partner with Burton Kelley for coverage analysis and EUOs?
Insurers choose our San Diego-based firm for our depth of experience, meticulous analytical approach, proficient EUO execution, and the practical, clear recommendations we provide to support informed decision-making.
